To strengthen the use of the DPGE, in day 28 of May, the Monetary Advice National (CMN) it announced that the Deposits the Stated period with Special Guarantee will not be able to have anticipated rescue. This must allow one better management of the wallet of the banks and, consequentemente, an allonge of the stated periods of loans. A good example of redefinition of strategy is the Mercantile Bank of Brazil that since the April beginning already had raised the stated periods of 36 months stops up to 48 months. The bank believes that in the next months, new revisions could be made, coming back to the 52 months operated before the crisis: ' ' We make daily monitoramento. At the beginning of the year we verify a loss in the purchasing power. But between April and May already it had one retaken.
Also we adjust in them to demanda' '. This movement of flexibilizao in the credit to attract in return the clientele started gradually in March and if it consolidated with the first signals of deceleration of the high one of the insolvency and the improvement of the economic scene. In accordance with given of the Central banking, the average stated period of the operations for physical people presented jib since the aggravation of the crisis. In March it came back to go up. in April arrived the 491 days, on average, well next to the principle reached in October of the last year. The initial kick was given by the great banks. The first one was the Ita Unibanco, that came back to operate financing of vehicles in 72 months. After that, it was the time of Santander to also adopt the limit of six years for vehicles and for the consigned one. Last week, the Bank of Brazil extended the limit of the lines for physical people while the Bradesco extended to the home loans for 30 years and the financing of vehicles for 80 months, with fall of the interests.
