On the wave of the crisis, many entrepreneurs interested in what way, as soon as possible and with minimal cost, to support their business. Many turned to the possibility of bank lending. Turning to the bank entrepreneur before encountered difficulties in the form of various checks, collection of documents and search for liens. But today, a time of crisis has complicated the procedure of obtaining a bank loan. Output to become an entrepreneur city programs to support small businesses that can make life easier for future borrowers. As you know, one of the most common obstacles to obtaining credit is the lack of collateral. For Entrepreneurs St. Petersburg this problem helps to solve the Foundation for Assistance to Small Business Lending.

The Fund has already been concluded 260 contracts guarantees totaling $ 1,006 million rubles, which would allow small companies to St. Petersburg to attract 1,879 million rubles borrowed funds. The process of obtaining warranty is very simple: the entrepreneur's enough to turn the bank has entered into an agreement with the Fund, and express their desire to use the warranty. The list of banks that are constantly widening can be found at the Foundation's website -. After a positive decision on granting a loan the bank sends a request to the Fund on the design of surety. Application pendency period – a maximum of 3 days. In case of acceptance positive solution is a tripartite agreement of guarantee, and entrepreneur gets credit money into your bank account.

It should immediately be stipulated that the guarantee fund shall be issued for though not large, but the rewards – 1,75% of the amount of surety. Subsequently, a significant portion – 90% of the Fund's fees may be recovered through participation in the special program "lending by commercial banks to Small Business. " In addition to the compensation fee fund a special program to compensate up to 90% of the amount of interest paid to bank for a loan. Using the program of the Fund and special program you can greatly reduce their spending on credit.

Can search and other conditions for installing a profit, but in any case the effectiveness of our selected conditions for the Foot and profits must be proved experimentally. Thus, we have sounded the basic conditions for our strategy. We know how we will enter the market, where we will put the stop and discuss possible modalities for setting profit. But to speak of the completeness of our strategy, we not only need to hold a series of studies and experiments, we talked about in the article, we also need to identify and try to apply all possible control conditions (elements) that are in any way may have a positive impact on the final profit obtained by our strategy. These control conditions may be very much, bring a couple of them: 1) When the opening transactions in our strategy, we took the condition of reverse penetration of the starting point of the day candles, we certainly are standard daily candles, which come off at 2 am, Moscow time. And that, if the top of the opening day candles we choose some other point in time? Let's assume that we you live in England and works for the London Stock Exchange London Stock Exchange starts its work at 10.00 Moscow time.

For us to 10.00 am daily candle is already home to 1 / 3 of his life. But, if for us the trading day began at 10.00, the day candles would have a different form, and these candles also have had their shadows formed by those 3-types, which we reviewed earlier. In this case, as an additional control element to our strategy, I suggest try to take the initial time point for day candles at 10.00 am (Moscow time). Accordingly, the entry point into the market to our strategy will now have another temporary condition – from 10.00, we first expect formation of the 'first' shadow, then reverse the initial penetration point opening a bargain. Why, as another temporary position to start the day candles, I suggest using the top opening of the London Stock Exchange? Because most big moves during the day, as a rule, on the European and U.S. sessions. Thus we can obtain another relation candles 1 and type-2 and, accordingly, another factor K. 2) as a control element to increase profits, we may use different numbers used in trade lots.

For example, after 2 consecutive losing trades, the third position, we will open using 2 Bids (More on this see the seventh chapter of 'Trader-Mage'). But to use this control element, we also need to know the sequence in which there are candles 1 and type 2. In concluding this article, I have just want to appeal to readers and ask to be taken seriously around here written material. As you can see, the process of creating trading strategies rather laborious. But correctly creating their own strategy, trader will not only the conditions for entry and exit from it, he knows all her strengths and weaknesses, as well as possible ways to manage earnings. Readers who are not lazy and conduct all necessary studies and testing on the basis of the above with this article, material, not only will be able to participate in the process of creating the trading strategy, but also a good chance that there will be a strategy that will bring real profits. How I wish you success! The author of the article: Dmitri S., website:

“Target – funds,” an old idea packaged in new names. Currently are many reports about this new fund. In America, they are already among the best selling types of funds. Also in Europe is now firmly switched for these types of fund advertising. Often, we read that it is the solution for all those who trust the state pension no longer supported with impressive figures on future supply gap in state pensions. Recently, these funds have to hold out as super middleweight against the flat tax in 2009 in Germany. More precisely, we want to see if these funds are appropriate really as good against the flat tax and pension provision. Investment strategy of the rod, the concept sounds simple: “A simple question is at the beginning,” When you want to achieve your financial goal …? “.

It selects the year went to the example in pension and everything else take over the fund managers. Sounds good, however, means that the investment strategy, the individual Risk composition, the personal savings target, the planned withdrawals and all other requirements for the investment of funds on their own age, respectively, the retirement age will be compressed. Statistical averages dimension now the share of stock and bond funds. That is, for example, all now get 40 years in Germany the same investment. Uniform look for the most individual thing there is. Your age is now invested. If you are younger are more shares held in your account, you are over there are eg more government bonds.